Spend well. Save more.
A proactive cash flow and tax-aware planning conversation - before filing, investing, or making big financial decisions.
Most tax outcomes are decided before your accountant ever sees your file.
Most people treat tax season like a simple drop-off: toss in the receipts, hope for the best, and assume that’s tax strategy.
The funny part? Many people focus only on write-offs or deductions, thinking that’s all it takes. While these can reduce taxes owed, they don’t actually give you clarity on your cash flow or the bigger picture. That’s why so many feel stuck or surprised at tax time.
The truth is, the decisions that really affect your outcome are made all year long, based on how your money flows. Understanding your cash flow early gives you the time and clarity to make proactive choices that actually work for you - not just waiting until your return is prepared.
This session helps you see where your money is going, what’s possible with it, and how to act strategically so you can reduce stress, remove ambiguity, and make decisions based on the money you actually earn - no guesswork required.
If any of this feels familiar, this conversation was built for you.
I make good money, but don’t feel ahead
I never have money saved for taxes at the end of the year
I never know what to do before tax time
I scramble near the deadline
I’m not sure where I should prioritize savings, investments, or debt repayment.
I contribute to things but hope it’s right
I want a plan before filing
I want less stress and more clarity
This works alongside your accountant - not instead of them.
Your accountant files based on what’s already happened.
This conversation helps you decide what to do before things are finalized.
When your cash flow is clear, the decisions around saving, contributing, or adjusting become intentional - not rushed.
We simply make sure you walk into filing season prepared.
Money is not a math problem!
Our success with money is closely intertwined with our behaviour, mindset, and actions. As a CCS™, I will partner with you in creating a strategy to help you learn exactly where your money goes and what amount to spend freely to automatically reach your financial dreams.
On average, I find $200 - $1,200 a month!
Can your current financial advisor report to you on your spending patterns and how they affect your short-term and long-term dreams?
What you get
Important to know:
Tax preparation and mock tax returns are completed by an independent CPA referral partner and billed separately.
Our role is cash flow strategy, planning, and implementation support.
How it works
-
Choose a time that is right for you.
-
We map where your money is actually going. This is the foundation.
-
If needed, connect with our CPA partner for a mock return to see what’s possible. We look at what still can be done before filing.
-
You decide what to implement: timing strategies, contributions, or structure.
What you leave with
Clear view of your cash flow
What’s available to allocate
What to do before filing
What to ignore
A simple plan forward
What People Are Saying
“Hans helped me organize my money in a way that I've never done before. I now have an account for my taxes, my HST and I also have an account for vacation!
I know exactly how much money to keep and where, every month. It's an organizational tool that has helped me immensely.”
— Amanda C.
“My finances used to be all over the place. With Hans, financial planning just became more fun! He explained things so I would understand them and adapted my plan to my way of life.
Who would have thought, just give your money a job!”
— Christy P
Don’t wait until everything is already decided.
A short conversation now can change how this year - and next years - feels. There’s no commitment, pressure, or obligation.
